ACL Templates

See below listing of Compact's ACL compliance manual and standalone procedures, followed by a list of combined AFSL/ACL documents.
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$3,500.00

inc GST

AC Licensee Procedures Manual

Purchase this Australian Credit Licensee Compliance Manual, which is benchmarked against credit laws, and ASIC regulatory guides.

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$250.00

inc GST

ACL Compliance arrangements

This procedure* is designed to act as an umbrella "compliance plan" for the greater compliance manual.

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$250.00

inc GST

ACL Conflicts of interest

This procedure* is designed to comply with the requirement to ensure clients are not disadvantaged by conflicts of interest that arise wholly or partly in relation to your credit activities by identifying, managing and monitoring conflicts of interest.

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$250.00

inc GST

ACL Dispute resolution

An internal and external despite resolution procedure* are provided in this document, in addition to a complaints register.

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$250.00

inc GST

ACL Advertising and promotional material

This procedure* is designed to assist licensees comply with RG 234: Advertising financial products and advice services (including credit): Good practice guidance.

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$450.00

inc GST

ACL Maintaining adequate financial resources and compensation

This procedure* is designed to assist compliance with the requirements to have adequate financial resources and have adequate arrangements in place to compensate consumers outlined in s47(1) of the National Consumer Credit Protection Act 2009.

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$150.00

inc GST

ACL Human resources

This procedure* is designed to assist in compliance with the requirement to have adequate human resources to engage in credit activities and carry out supervisory arrangements.

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$150.00

inc GST

ACL IT resources

This procedure* is designed to assist in compliance with the requirement to have adequate technological resources to engage in credit activities and carry out supervisory arrangements.

Product Details
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$150.00

inc GST

ACL Outsourcing

This procedure* has been designed to comply with RG 205 - Credit Licensing: General Conduct Obligations.

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$400.00

inc GST

ACL Appointing representatives

This procedure* covers the appointment of representatives, including employee representatives and credit representatives and their scope of authority.

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$300.00

inc GST

ACL Monitoring and supervising representatives

This procedure* covers monitoring, review and supervision of representatives, and the assessment of fit and proper people.

Product Details
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$450.00

inc GST

ACL Responsible lending

This procedure* has been designed to meet the responsible lending requirements of both credit providers and credit assistance provides in relation to credit contracts and consumer leases.

Product Details
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$250.00

inc GST

ACL Training

This procedure* covers the training requirements for representatives including employee representatives, credit representatives and responsible managers. It also makes specific reference to the training requirements of mortgage broking representatives.

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$750.00

inc GST

ACL Risk management

This procedure* includes a risk register and action plan.

Product Details
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$250.00

inc GST

ACL Consumer statements

This procedure* is designed to assist licensees meet their obligations to provide various statements to consumers.

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$250.00

inc GST

ACL Hardship

This procedure* is designed to assist compliance with the hardship requirements under the National Consumer Credit Protection Act 2009.

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$4,500.00

inc GST

Combined AFSL/ACL Compliance Manual

Download this combined Australian Financial Services Licensee and Australian Credit Licensee Compliance Manual, which is benchmarked against financial services and credit laws, and ASIC regulatory guides.

Product Details
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$250.00

inc GST

Combined AFSL/ACL Compliance arrangements

This procedure* is an umbrella "compliance plan" supporting the other procedures in the manual. It describes the necessary compliance personnel and committees, and their roles.

Product Details
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$150.00

inc GST

Combined AFSL/ACL Outsourcing

This procedure* has been designed to comply with RG 205 - Credit Licensing: General Conduct Obligations and RG 104 Licensing: Meeting the general obligations.

Product Details
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$250.00

inc GST

Combined AFSL/ACL Ensuring appropriate information in promotional material/advertising

This procedure* assists in compliance with RG 104: Licensing: Meeting the general obligations. It also helps satisfy ASIC's Pro Forma 209 (PF) licence condition 2 on your AFSL.

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$450.00

inc GST

Combined AFSL/ACL Maintaining adequate financial resources and records and compensation

This procedure*,** assists in compliance with RG 104 - Licensing: Meeting the general obligations, and RG 166 - Financial requirements. It is primarily organisational and must be tailored with assistance from your accountant.

Product Details
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$250.00

inc GST

Combined AFSL/ACL Dispute resolution

An internal and external despite resolution procedure* are provided in this document, in addition to a complaints register.

Product Details
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$250.00

inc GST

Combined AFSL/ACL Hardship (Credit providers only)

This procedure* is designed to assist compliance with the hardship requirements under the National Consumer Credit Protection Act 2009.

Product Details
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$450.00

inc GST

Combined AFSL/ACL Appointing representatives and banned (conflicted) remuneration

This procedure* covers the appointment of representatives including employee representatives, credit representatives, authorised representatives, fit & proper people and responsible managers.

Product Details
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$450.00

inc GST

Combined AFSL/ACL Appointing a responsible manager and/or key person

This procedure* covers the appointment of responsible managers on your AFSL and ACL including the appointment of a Key Person.

Product Details
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$450.00

inc GST

Combined AFSL/ACL Training

This procedure* covers the training requirements for representatives including employee representatives, credit representatives and responsible managers. It also makes specific reference to the training requirements of home loan credit assistance providers (previously referred to as mortgage broking representatives).

Product Details
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$150.00

inc GST

Combined AFSL/ACL Monitoring and supervising representatives

This procedure* covers monitoring, review and supervision of representatives, and the assessment of fit and proper people. It sets out pro-forma arrangements to monitor and supervise representatives.

Product Details
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$750.00

inc GST

Combined AFSL/ACL Risk management

This procedure* includes a risk register and action plan.

Product Details
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$150.00

inc GST

Combined AFSL/ACL IT resources

This procedure* is designed to assist in compliance with the requirement to have adequate technological resources to engage in credit activities and provide financial services and carry out supervisory arrangements.

Product Details
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$150.00

inc GST

Combined AFSL/ACL Human resources

This procedure* is designed to assist in compliance with the requirement to have adequate human resources to engage in financial services and credit activities and carry out supervisory arrangements.

Product Details
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$250.00

inc GST

Combined AFSL/ACL Managing conflicts of interest

This procedure* is designed to comply with the requirements of credit licensee to ensure clients are not disadvantaged by conflicts of interest, and the requirements of financial services licensees to managing conflicts of interest.

Product Details
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$450.00

inc GST

Combined AFSL/ACL Responsible lending (ACL only)

This procedure* has been designed to meet the responsible lending requirements of both credit providers and credit assistance provides in relation to credit contracts and consumer leases.

Product Details
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$450.00

inc GST

Combined AFSL/ACL Small amount credit contracts (ACL only)

This procedure* has been designed to comply with new small amount credit contracts obligations.

Product Details
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$250.00

inc GST

Combined AFSL/ACL Consumer statements (Credit providers only)

This procedure* is designed to assist licensees meet their obligations to provide various statements to consumers.

Product Details


*This procedure(s) will not comply with the regulatory requirements if it is not correctly tailored to your particular business and kept up-to-date.  Compact - Compliance & Training is not responsible for the tailoring and implementation or upkeep of each procedure once purchased by the licensee.  Compact - Compliance & Training can assist you tailor these documents.  The first step towards keeping your procedure(s) up-to-date is to subscribe to our tailored monthly regulatory update service, T-REX.  The content of each procedure will vary depending on legislative and policy changes and updates, as well as the nature of the licensee.  This procedure(s) is current on the date of purchase.  Whilst every care is taken in their preparation, Compact - Compliance & Training makes no representation that these documents are fit for your particular purpose, and accepts no responsibility for any loss or damage or cost incurred as a result of their use.  Compact - Compliance & Training takes no responsibility for formatting or other errors resulting from software errors, defects, incompatibility or viruses.

**This procedure is only organisational.  It does not address financial reporting and financial auditing requirements.

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